At some point between early April and late September last year, Bay Street realized that the future comes for all of us, even oligopolies.
The Bank of Canada conducted its new biannual Financial System Survey of about 100 bankers first between March 26 and April 9, and then again Sept. 24 and Oct. 12.
On the big issues, the mood was roughly the same in the autumn as it had been in the spring. A cyber attack was seen as the biggest threat to stability, but most felt the system could withstand a major shock.
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